Should you buy a home?

Everyone is asking is this the time to buy a home? Is this a buyer market?
Allow me to give you my opinion on a buyers market.'
If you are looking to buy a home you need to ask yourself these very important questions.
1. Do you have a savings account with at least 6 months of house payments plus an extra 1,000.00 dollars? If so then it may be time to consider buying.
If you have a savings account with this amount in it and have very little other debit then it may be a buyers market for you.
For it to be a buyers market you have to be able to get a loan or have cash to purchase a home.
If you have a credit score lower than 625 you may find it diffucult to find a loan with out have 20 percent to put down and money in a saving account.
If you do not have at least 3-5 percent to put down then you may note be able to get a loan.
So think about these itemsbefore you decide if you want to buy a home... and thisw will tell you if it is a buyers market.