Buyers Steps 1 and 2

So are you thinking about buying a home or has the media scared you from buying one? This blog will guide you through buying a home in this market or any market...

Owning a home is one of the greatest priviledges that an American has, but it is a lot of responsibility!

If you want to own a home and not a BILL now or in the future here is a list of items you should do and consider before you even begin looking for a home.

1. 
   
   
   
   Make a budget and be realistic

Include all the money you spend-- even extra money for fun--

Here is a sample work sheet.

Rent

Car Note

Gas

Car Insurance

Food

Fun

Credit Card Debit

Savings

Health Insurance

Utility bills

Daycare

education

2.Think about how much of a house note you can fit into your budget with out lossing the fun catogory
A good example is: If your rent is 600 and you feel you can pay 1200 in a house note then start placing 600 in a savings account. NEVER TOUCH THIS EXTRA 600 IN SAVINGS. Also include what you would normally but into savings each month
If you can do this then when you find the home you are looking for you will not be in house note shock.